Long Term Care Annuity

A tax-deferred annuity that also provides long-term care benefits in case an emergency occurs. This offers a unique approach to long-term care insurance.  A long term care annuity lets you regain control of a large portion of your assets without reducing your security. It's as if you received an unexpected windfall.

For example, if you have an emergency fund set aside, moving a portion of it into a LTC annuity can provide you up to three times that amount for long-term care. This allows you to free up the remainder to reward yourself today. You still maintain control of your funds, but now you have much more financial flexibility.  

Benefits

• Safety - Your LTC annuity value is free from market risks.
• Liquidity - Funds can be accessed easily and quickly with no or low withdrawal penalties.
• Tax Advantaged Growth - Interest grows on a tax-deferred basis which allows your funds to grow faster than those that are taxed annually.
• Death Benefit - Paid directly to your named beneficiaries by-passing probate.
• Long-Term Care Benefits - For home health care, nursing home care and adult day care. Benefits increase as your annuity value increases.

To get more information about a Long Term Care Annuity, please contact us at 303-320-1460.