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We begin with a simple consultation.
Yes, it is complimentary.
Yes, we serve clients nationwide.
We specialize in helping pre-retirees, retirees, and families seeking clear, structured financial planning. Many of our clients are navigating Social Security decisions, retirement income planning, Roth conversions, tax-efficient strategies, and long-term wealth protection.
The Mercer Financial Group’s process is a structured planning process designed to simplify retirement decisions. It helps you understand where you are, where you’re headed, and the steps needed to create secure, dependable retirement income.
While there is no strict minimum, most of our clients hold a combination of retirement accounts, savings, and investments and are looking for long-term planning rather than one-time advice. If you’re committed to building a reliable retirement strategy, we’re here to help.
Retirement income planning ensures that your savings, investments, and benefits work together to create reliable income for life. We help you coordinate Social Security, pensions, required distributions, market investments, and income strategies to keep your lifestyle supported—no matter how long you live.
A Roth conversion can help reduce long-term taxes, provide tax-free income in retirement, and lower the impact of future RMDs. It’s especially beneficial for people expecting higher taxes later or those in a lower tax bracket today. We run a full analysis to determine whether it’s right for your situation.
Yes. Claiming Social Security at the right time can significantly increase lifetime income. We evaluate break-even ages, longevity expectations, income needs, tax impact, and spousal benefits to help you choose the optimal claiming strategy.
Absolutely. Our planning includes risk analysis, diversified investment strategies, cash-flow buckets, income options, and ongoing monitoring to help stabilize your retirement income through any market environment.
Life changes—and your plan should adapt. Mercer Financial Group reviews your plan regularly and adjusts your strategy as needed to keep you on track. Whether markets shift, your goals evolve, or new opportunities arise, we help you stay aligned with your long-term vision.
Shawn Mercer is an Investment Adviser Representative (IAR) of Wealth Watch Advisors (“WWA”), an SEC-registered investment advisory firm. Registration with the SEC does not imply a certain level of skill or training.
Wealth Watch Advisors’ Form ADV, including Part 2A and Part 2B brochures, and other required disclosure documents are publicly available and may be accessed any time by visiting: Wealth Watch Advisors Disclosures
These documents outline WWA’s services, business practices, fees, conflicts of interest, and additional regulatory information. Mercer Financial Group is not affiliated with Wealth Watch Advisors. Shawn Mercer provides investment advisory services solely in his capacity as an Investment Adviser Representative of WWA. Any other services offered through Mercer Financial Group are separate and distinct from the advisory services offered by WWA.
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Shawn Mercer is an Investment Adviser Representative of Wealth Watch Advisors (“WWA”), an SEC-registered investment advisory firm; SEC registration does not imply a certain level of skill or training. The information on this website is provided for informational and educational purposes only and does not constitute investment, legal, tax, or accounting advice, a recommendation, or an offer to buy or sell securities or advisory services in any jurisdiction where WWA is not properly registered or exempt. All investments involve risk, including possible loss of principal, and are not FDIC insured or guaranteed by any governmental agency.
Wealth Watch Advisors’ Form ADV, including Part 2A and Part 2B brochures and other required disclosures, are available upon request or at the Wealth Watch Advisors Disclosures website. Mercer Financial Group is an independent entity and is not affiliated with Wealth Watch Advisors; advisory services are provided solely through Shawn Mercer in his capacity as an Investment Adviser Representative of WWA, and any other services offered through Mercer Financial Group are separate and distinct from those advisory services.